FIRST SAVINGS (Germany) Performance
| 8N4 Stock | EUR 20.80 0.40 1.96% |
The firm shows a Beta (market volatility) of -0.2, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning FIRST SAVINGS are expected to decrease at a much lower rate. During the bear market, FIRST SAVINGS is likely to outperform the market. At this point, FIRST SAVINGS FINL has a negative expected return of -0.28%. Please make sure to confirm FIRST SAVINGS's information ratio, total risk alpha, potential upside, as well as the relationship between the jensen alpha and treynor ratio , to decide if FIRST SAVINGS FINL performance from the past will be repeated at future time.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days FIRST SAVINGS FINL has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fragile performance in the last few months, the Stock's basic indicators remain nearly stable which may send shares a bit higher in April 2025. The current disturbance may also be a sign of long-run up-swing for the company stockholders. ...more
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FIRST SAVINGS Relative Risk vs. Return Landscape
If you would invest 2,505 in FIRST SAVINGS FINL on December 13, 2024 and sell it today you would lose (425.00) from holding FIRST SAVINGS FINL or give up 16.97% of portfolio value over 90 days. FIRST SAVINGS FINL is currently producing negative expected returns and takes up 2.6944% volatility of returns over 90 trading days. Put another way, 24% of traded stocks are less volatile than FIRST, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
FIRST SAVINGS Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for FIRST SAVINGS's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as FIRST SAVINGS FINL, and traders can use it to determine the average amount a FIRST SAVINGS's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1036
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| Negative Returns | 8N4 |
Estimated Market Risk
| 2.69 actual daily | 23 77% of assets are more volatile |
Expected Return
| -0.28 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.1 actual daily | 0 Most of other assets perform better |
Based on monthly moving average FIRST SAVINGS is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of FIRST SAVINGS by adding FIRST SAVINGS to a well-diversified portfolio.
FIRST SAVINGS Fundamentals Growth
FIRST Stock prices reflect investors' perceptions of the future prospects and financial health of FIRST SAVINGS, and FIRST SAVINGS fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on FIRST Stock performance.
| Return On Equity | 0.0988 | |||
| Return On Asset | 0.0087 | |||
| Profit Margin | 0.15 % | |||
| Operating Margin | 0.18 % | |||
| Shares Outstanding | 6.92 M | |||
| Price To Earning | 1.35 X | |||
| Revenue | 110.19 M | |||
| Cash And Equivalents | 27.66 M | |||
| Cash Per Share | 3.89 X | |||
| Total Debt | 418.5 M | |||
| Book Value Per Share | 22.06 X | |||
| Cash Flow From Operations | 7.05 M | |||
| Earnings Per Share | 2.08 X | |||
About FIRST SAVINGS Performance
By analyzing FIRST SAVINGS's fundamental ratios, stakeholders can gain valuable insights into FIRST SAVINGS's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if FIRST SAVINGS has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if FIRST SAVINGS has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
First Savings Financial Group, Inc. operates as a financial holding company for First Savings Bank in southern Indiana. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana. FIRST SAVINGS operates under BanksRegional classification in Germany and is traded on Frankfurt Stock Exchange. It employs 621 people.Things to note about FIRST SAVINGS FINL performance evaluation
Checking the ongoing alerts about FIRST SAVINGS for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for FIRST SAVINGS FINL help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| FIRST SAVINGS FINL generated a negative expected return over the last 90 days | |
| About 21.0% of the company shares are owned by insiders or employees |
- Analyzing FIRST SAVINGS's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether FIRST SAVINGS's stock is overvalued or undervalued compared to its peers.
- Examining FIRST SAVINGS's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating FIRST SAVINGS's management team can have a significant impact on its success or failure. Reviewing the track record and experience of FIRST SAVINGS's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of FIRST SAVINGS's stock. These opinions can provide insight into FIRST SAVINGS's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for FIRST Stock analysis
When running FIRST SAVINGS's price analysis, check to measure FIRST SAVINGS's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FIRST SAVINGS is operating at the current time. Most of FIRST SAVINGS's value examination focuses on studying past and present price action to predict the probability of FIRST SAVINGS's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FIRST SAVINGS's price. Additionally, you may evaluate how the addition of FIRST SAVINGS to your portfolios can decrease your overall portfolio volatility.
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