Mike Massey - Uwharrie Capital VP Admin

UWHR Stock  USD 8.40  0.15  1.82%   

Insider

Mike Massey is VP Admin of Uwharrie Capital Corp
Phone704 983 6181
Webhttps://www.uwharrie.com

Uwharrie Capital Management Efficiency

Uwharrie Capital's management efficiency ratios could be used to measure how well Uwharrie Capital manages its routine affairs as well as how well it operates its assets and liabilities.
Uwharrie Capital Corp currently holds 29.53 M in liabilities with Debt to Equity (D/E) ratio of 11.29, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Uwharrie Capital until it has trouble settling it off, either with new capital or with free cash flow. So, Uwharrie Capital's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Uwharrie Capital Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Uwharrie to invest in growth at high rates of return. When we think about Uwharrie Capital's use of debt, we should always consider it together with cash and equity.

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Uwharrie Capital Corp operates as the bank holding company for Uwharrie Bank that provides retail and commercial banking services to individuals and small to medium-sized businesses in North Carolina. The company was incorporated in 1993 and is based in Albemarle, North Carolina. Uwharrie Capital operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 178 people. Uwharrie Capital Corp [UWHR] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

Uwharrie Capital Corp Leadership Team

Elected by the shareholders, the Uwharrie Capital's board of directors comprises two types of representatives: Uwharrie Capital inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Uwharrie. The board's role is to monitor Uwharrie Capital's management team and ensure that shareholders' interests are well served. Uwharrie Capital's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Uwharrie Capital's outside directors are responsible for providing unbiased perspectives on the board's policies.
David III, Chief Officer
Mike Massey, VP Admin
Jeffrey Trout, Pres Mortgage
Tamara Singletary, Exec Sec
Heather Almond, Chief Officer
Brooke Senter, Chief Officer
Roger Dick, CEO and Pres
JoAnne Burleson, Principal Advisor
Jason Andrew, EVP Officer
Christy Stoner, CEO of Strategic Investment Advisors Inc and Executive VP of Uwharrie Bank

Uwharrie Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Uwharrie Capital a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Uwharrie Capital

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Uwharrie Capital position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Uwharrie Capital will appreciate offsetting losses from the drop in the long position's value.

Moving together with Uwharrie OTC Stock

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Moving against Uwharrie OTC Stock

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The ability to find closely correlated positions to Uwharrie Capital could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Uwharrie Capital when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Uwharrie Capital - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Uwharrie Capital Corp to buy it.
The correlation of Uwharrie Capital is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Uwharrie Capital moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Uwharrie Capital Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Uwharrie Capital can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Uwharrie OTC Stock Analysis

When running Uwharrie Capital's price analysis, check to measure Uwharrie Capital's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Uwharrie Capital is operating at the current time. Most of Uwharrie Capital's value examination focuses on studying past and present price action to predict the probability of Uwharrie Capital's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Uwharrie Capital's price. Additionally, you may evaluate how the addition of Uwharrie Capital to your portfolios can decrease your overall portfolio volatility.