Mark Kochvar - ST Bancorp CFO

STBA Stock  USD 42.79  0.58  1.34%   

CFO

Mr. Mark Kochvar is a Senior Executive Vice President and Chief Financial Officer of the Company. He was Executive Vice President, Treasury and Investments, from January 2008 to January 2010. since 2010.
Age 63
Tenure 14 years
Address 800 Philadelphia Street, Indiana, PA, United States, 15701
Phone800 325 2265
Webhttps://www.stbancorp.com

Mark Kochvar Latest Insider Activity

Tracking and analyzing the buying and selling activities of Mark Kochvar against ST Bancorp stock is an integral part of due diligence when investing in ST Bancorp. Mark Kochvar insider activity provides valuable insight into whether ST Bancorp is net buyers or sellers over its current business cycle. Note, ST Bancorp insiders must abide by specific rules, including filing SEC forms every time they buy or sell ST Bancorp'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

ST Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0142 % which means that it generated a profit of $0.0142 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1041 %, meaning that it created $0.1041 on every $100 dollars invested by stockholders. ST Bancorp's management efficiency ratios could be used to measure how well ST Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, ST Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 9.8 B, whereas Total Current Assets are forecasted to decline to about 221.9 M.
ST Bancorp currently holds 503.63 M in liabilities with Debt to Equity (D/E) ratio of 6.98, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about ST Bancorp's use of debt, we should always consider it together with its cash and equity.

Similar Executives

Showing other executives

CFO Age

Michael FrederickFirst Capital
56
Keene CPAEnterprise Financial Services
44
Tony VunCannonHomeTrust Bancshares
59
Richard PimentelCommunity West Bancshares
51
Orlando CPAFirst Bancorp
66
CPA CPAHome Federal Bancorp
67
David CFAHome Bancorp
42
Donna CPAThe First Bancshares,
57
Tony CPAHomeTrust Bancshares
59
David KirkleyHome Bancorp
42
Taylor GildenLake Shore Bancorp
33
Rachel FoleyLake Shore Bancorp
55
Shannon CPACommunity West Bancshares
41
Donald CPAHeritage Financial
63
Benjamin SchmittFinward Bancorp
43
Donald JordanFirst Community
56
ST Bancorp, Inc. operates as the bank holding company for ST Bank that provides retail and commercial banking products and services. ST Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania. ST Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1160 people. ST Bancorp (STBA) is traded on NASDAQ Exchange in USA. It is located in 800 Philadelphia Street, Indiana, PA, United States, 15701 and employs 1,244 people. ST Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

ST Bancorp Leadership Team

Elected by the shareholders, the ST Bancorp's board of directors comprises two types of representatives: ST Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of STBA. The board's role is to monitor ST Bancorp's management team and ensure that shareholders' interests are well served. ST Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, ST Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Deidre Wilson, Senior Officer
Richard Fiscus, Executive VP, Retail Banking Division Manager and Market Executive
Krista Martini, Vice Marketing
Mark Kochvar, CFO, Sr. Executive VP, CFO of The SandT Bank and Sr. Executive VP of The SandT Bank
LaDawn Yesho, Executive Vice President Chief Audit Executive
Christopher McComish, CEO Director
Todd Brice, CEO and President Director, CEO of SandT Bank and President of SandT Bank and Director of SandT Bank
David Antolik, Chief Lending Officer, Sr. Executive VP, Chief Lending Officer of S and T Bank and Sr. Executive VP of S and T Bank
Susan Nicholson, Executive Officer
James Mill, Chief VP
Stephen Drahnak, Executive Vice President Commercial Loan Officer
Michael Golden, Executive COO
Rachel Smydo, General VP

STBA Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is ST Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.33
Earnings Share
3.51
Revenue Per Share
10.107
Quarterly Revenue Growth
0.014
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.