Jessica CPA - PSB Holdings CFO VP

PSBQ Stock  USD 27.00  0.39  1.42%   

Insider

Jessica CPA is CFO VP of PSB Holdings
Age 48
Phone715 842 2191
Webhttps://www.psbholdingsinc.com

PSB Holdings Management Efficiency

The company has return on total asset (ROA) of 0.0103 % which means that it generated a profit of $0.0103 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1279 %, meaning that it created $0.1279 on every $100 dollars invested by stockholders. PSB Holdings' management efficiency ratios could be used to measure how well PSB Holdings manages its routine affairs as well as how well it operates its assets and liabilities.
PSB Holdings currently holds 62.22 M in liabilities with Debt to Equity (D/E) ratio of 10.95, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist PSB Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, PSB Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like PSB Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for PSB to invest in growth at high rates of return. When we think about PSB Holdings' use of debt, we should always consider it together with cash and equity.

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PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company was founded in 1962 and is headquartered in Wausau, Wisconsin. Psb Hlds is traded on OTC Exchange in the United States. PSB Holdings [PSBQ] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

PSB Holdings Management Team

Elected by the shareholders, the PSB Holdings' board of directors comprises two types of representatives: PSB Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of PSB. The board's role is to monitor PSB Holdings' management team and ensure that shareholders' interests are well served. PSB Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, PSB Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Tim Dively, VP COO
Jessica CPA, CFO VP
Scott CPA, CEO Pres

PSB Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is PSB Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with PSB Holdings

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if PSB Holdings position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in PSB Holdings will appreciate offsetting losses from the drop in the long position's value.

Moving against PSB OTC Stock

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The ability to find closely correlated positions to PSB Holdings could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace PSB Holdings when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back PSB Holdings - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling PSB Holdings to buy it.
The correlation of PSB Holdings is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as PSB Holdings moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if PSB Holdings moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for PSB Holdings can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for PSB OTC Stock Analysis

When running PSB Holdings' price analysis, check to measure PSB Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PSB Holdings is operating at the current time. Most of PSB Holdings' value examination focuses on studying past and present price action to predict the probability of PSB Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PSB Holdings' price. Additionally, you may evaluate how the addition of PSB Holdings to your portfolios can decrease your overall portfolio volatility.