Susan Ralston - Old Point Chief Officer

OPOF Stock  USD 22.52  0.32  1.44%   

Insider

Susan Ralston is Chief Officer of Old Point Financial
Age 60
Address 101 East Queen Street, Hampton, VA, United States, 23669
Phone757 728 1200
Webhttps://www.oldpoint.com

Old Point Management Efficiency

At this time, Old Point's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Old Point's Intangible Assets are most likely to increase significantly in the upcoming years. The Old Point's current Return On Tangible Assets is estimated to increase to 0.01, while Other Assets are projected to decrease to roughly 2.8 M. Old Point's management efficiency ratios could be used to measure how well Old Point manages its routine affairs as well as how well it operates its assets and liabilities.
Old Point Financial currently holds 102.75 M in liabilities with Debt to Equity (D/E) ratio of 8.63, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Old Point's use of debt, we should always consider it together with its cash and equity.

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Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company was founded in 1922 and is headquartered in Hampton, Virginia. Old Point operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people. Old Point Financial (OPOF) is traded on NASDAQ Exchange in USA. It is located in 101 East Queen Street, Hampton, VA, United States, 23669 and employs 291 people. Old Point is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Old Point Financial Leadership Team

Elected by the shareholders, the Old Point's board of directors comprises two types of representatives: Old Point inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Old. The board's role is to monitor Old Point's management team and ensure that shareholders' interests are well served. Old Point's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Old Point's outside directors are responsible for providing unbiased perspectives on the board's policies.
Laura Wright, VP Director
Joseph Witt, Chief Admin. Officer, Sr. VP of Admin., Treasurer, Director, Chief Admin. Officer of Old Point National Bank and Sr. Executive VP of The Old Point National Bank
Eric Kauders, Chairman, Secretary
Cathy CAP, Chief CFO
Eugene II, Executive VP, CEO of Old Point Trust and Financial Services N A and President of Old Point Trust and Financial Services N A
Joseph CPA, Chief Services
Paul Pickett, Senior CFO
Thomas Hotchkiss, Chief Bank
Elizabeth Beale, Interim CFO
Donald Buckless, Executive Officer
Robert Shuford, COO, Director, CEO of The Old Point National Bank of Phoebus and President of The Old Point National Bank of Phoebus, COO of Old Point National Bank and Director of Old Point National Bank
Susan Ralston, Chief Officer
Cheryl Roane, VP

Old Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Old Point a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Old Point Financial is a strong investment it is important to analyze Old Point's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Old Point's future performance. For an informed investment choice regarding Old Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Point Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Point. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Point listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.738
Dividend Share
0.56
Earnings Share
1.61
Revenue Per Share
11.771
Quarterly Revenue Growth
0.076
The market value of Old Point Financial is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Point's value that differs from its market value or its book value, called intrinsic value, which is Old Point's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Point's market value can be influenced by many factors that don't directly affect Old Point's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Point's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Point is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Point's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.