Teresa Hetrick - Middlefield Banc SVP

MBCN Stock  USD 30.98  0.08  0.26%   

SVP

Ms. Teresa M. Hetrick is Senior Vice President Operations and Administration of Middlefield Banc Corp
Age 61
Address 15985 East High Street, Middlefield, OH, United States, 44062-0035
Phone440 632 1666
Webhttps://www.middlefieldbank.bank
Hetrick served as Vice President and Secretary of First County Bank in Chardon, Ohio, before joining The Middlefield Banking Company in December 1996.

Middlefield Banc Management Efficiency

As of the 30th of November 2024, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.03. At this time, Middlefield Banc's Fixed Asset Turnover is very stable compared to the past year. As of the 30th of November 2024, Return On Assets is likely to grow to 0.01, while Other Assets are likely to drop about 4.1 M. Middlefield Banc's management efficiency ratios could be used to measure how well Middlefield Banc manages its routine affairs as well as how well it operates its assets and liabilities.
Middlefield Banc currently holds 175.43 M in liabilities with Debt to Equity (D/E) ratio of 10.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Middlefield Banc's use of debt, we should always consider it together with its cash and equity.

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Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. Middlefield Banc Corp. was founded in 1901 and is headquartered in Middlefield, Ohio. Middlefield Banc operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 185 people. Middlefield Banc (MBCN) is traded on NASDAQ Exchange in USA. It is located in 15985 East High Street, Middlefield, OH, United States, 44062-0035 and employs 256 people. Middlefield Banc is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Middlefield Banc Leadership Team

Elected by the shareholders, the Middlefield Banc's board of directors comprises two types of representatives: Middlefield Banc inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Middlefield. The board's role is to monitor Middlefield Banc's management team and ensure that shareholders' interests are well served. Middlefield Banc's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Middlefield Banc's outside directors are responsible for providing unbiased perspectives on the board's policies.
Ronald Zimmerly, President CEO
Sarah Winters, Senior Officer
Andrew Berger, SM Director
Charles Moore, Pres Company
Michael Ranttila, Executive CFO
Teresa Hetrick, Sr. VP of Operations and Admin. and Sr. VP of Operations and Admin. - Middlefield Bank
Michael CPA, Executive CFO
Donald Stacy, CFO, Treasurer, CFO of Middlefield Bank and Sr. VP of Middlefield Bank
James II, CEO Pres
Julie Shaw, Secretary
Thomas Hart, Financial Consultant

Middlefield Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Middlefield Banc a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Middlefield Banc

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Middlefield Banc position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Middlefield Banc will appreciate offsetting losses from the drop in the long position's value.

Moving together with Middlefield Stock

  0.75AX Axos FinancialPairCorr
  0.74BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr
The ability to find closely correlated positions to Middlefield Banc could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Middlefield Banc when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Middlefield Banc - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Middlefield Banc to buy it.
The correlation of Middlefield Banc is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Middlefield Banc moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Middlefield Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Middlefield Banc can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Middlefield Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Middlefield Banc's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Middlefield Banc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Middlefield Banc Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Middlefield Banc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in Middlefield Stock, please use our How to Invest in Middlefield Banc guide.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Middlefield Banc. If investors know Middlefield will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Middlefield Banc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.38)
Dividend Share
0.8
Earnings Share
1.75
Revenue Per Share
8.002
Quarterly Revenue Growth
(0.12)
The market value of Middlefield Banc is measured differently than its book value, which is the value of Middlefield that is recorded on the company's balance sheet. Investors also form their own opinion of Middlefield Banc's value that differs from its market value or its book value, called intrinsic value, which is Middlefield Banc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Middlefield Banc's market value can be influenced by many factors that don't directly affect Middlefield Banc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Middlefield Banc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Middlefield Banc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Middlefield Banc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.