Tamina ONeill - Heartland Financial Executive Vice President Chief Risk Officer
| 1H4 Stock | EUR 62.50 0.00 0.00% |
Insider
Tamina ONeill is Executive Vice President Chief Risk Officer of Heartland Financial USA since 2019.
| Age | 49 |
| Tenure | 6 years |
| Phone | 563 589 2100 |
| Web | https://www.htlf.com |
Heartland Financial Management Efficiency
The company has return on total asset (ROA) of 0.0107 % which means that it generated a profit of $0.0107 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1083 %, meaning that it generated $0.1083 on every $100 dollars invested by stockholders. Heartland Financial's management efficiency ratios could be used to measure how well Heartland Financial manages its routine affairs as well as how well it operates its assets and liabilities.Heartland Financial USA has accumulated 371.75 M in total debt. Debt can assist Heartland Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Heartland Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Heartland Financial USA sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Heartland to invest in growth at high rates of return. When we think about Heartland Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0107 |
Heartland Financial USA Leadership Team
Elected by the shareholders, the Heartland Financial's board of directors comprises two types of representatives: Heartland Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Heartland. The board's role is to monitor Heartland Financial's management team and ensure that shareholders' interests are well served. Heartland Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Heartland Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Bruce Lee, President, Chief Executive Officer, Director | ||
| Thomas Flynn, Lead Independent Vice Chairman of the Board | ||
| Robert Engel, Independent Director | ||
| Susan Murphy, Independent Director | ||
| John Schmidt, Independent Director | ||
| Laura Hughes, Executive Vice President Chief Marketing Officer | ||
| Mark Falb, Independent Vice Chairman of the Board | ||
| Lynn Fuller, Executive Chairman of the Board | ||
| Bryan McKeag, Chief Financial Officer, Executive Vice President | ||
| David Prince, Executive Vice President - Commercial Banking | ||
| Jay Esq, Exec Counsel | ||
| Mark Frank, Ex Operations | ||
| Tamina ONeill, Executive Vice President Chief Risk Officer | ||
| Deborah Deters, Chief Human Resource Officer, Executive Vice President | ||
| Martin Schmitz, Director | ||
| Nathan Jones, Executive Vice President Chief Credit Officer | ||
| Barry Orr, Director | ||
| Ryan Lund, VP Communications | ||
| Daniel Stevens, Executive Vice President - Operations | ||
| Duane White, Independent Director | ||
| Janet Quick, Executive Vice President, Deputy Chief Financial Officer, Principal Accounting Officer | ||
| Shelley Reed, Exec Devel | ||
| Jay Kim, Executive Vice President General Counsel | ||
| Dennis Mochal, Ex Officer | ||
| Jennifer Hopkins, Independent Director | ||
| R McCoy, Independent Director | ||
| Andrew Townsend, Executive Vice President and Chief Credit Officer | ||
| Kevin Karrels, Executive Vice President – Head of Consumer Banking | ||
| Michael Coyle, Executive Vice President Senior General Counsel, Corporate Secretary |
Heartland Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Heartland Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0107 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.40 % | |||
| Current Valuation | 1.87 B | |||
| Shares Outstanding | 42.47 M | |||
| Shares Owned By Insiders | 8.44 % | |||
| Shares Owned By Institutions | 65.46 % | |||
| Price To Earning | 10.78 X | |||
| Price To Book | 1.22 X |
Currently Active Assets on Macroaxis
Other Information on Investing in Heartland Stock
Heartland Financial financial ratios help investors to determine whether Heartland Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Heartland with respect to the benefits of owning Heartland Financial security.