Lloyds Banking (UK) Buy Hold or Sell Recommendation
| LLOY Stock | 53.06 0.20 0.38% |
Assuming the 90 days trading horizon and your above-average risk tolerance, our recommendation regarding Lloyds Banking Group is 'Strong Sell'. A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Lloyds Banking Group given historical horizon and risk tolerance towards Lloyds Banking. When Macroaxis issues a 'buy' or 'sell' recommendation for Lloyds Banking Group, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Lloyds Banking Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Lloyds and provide practical buy, sell, or hold advice based on investors' constraints. Lloyds Banking Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
Lloyds |
Execute Lloyds Banking Buy or Sell Advice
The Lloyds recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Lloyds Banking Group. Macroaxis does not own or have any residual interests in Lloyds Banking Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Lloyds Banking's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Lloyds Banking Trading Alerts and Improvement Suggestions
| Lloyds Banking Group generated a negative expected return over the last 90 days | |
| Latest headline from news.google.com: Here are 2 of my favourite cheap shares to buy today - Yahoo Finance UK |
Lloyds Banking Returns Distribution Density
The distribution of Lloyds Banking's historical returns is an attempt to chart the uncertainty of Lloyds Banking's future price movements. The chart of the probability distribution of Lloyds Banking daily returns describes the distribution of returns around its average expected value. We use Lloyds Banking Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Lloyds Banking returns is essential to provide solid investment advice for Lloyds Banking.
| Mean Return | -0.14 | Value At Risk | -2.67 | Potential Upside | 2.03 | Standard Deviation | 1.58 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Lloyds Banking historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Lloyds Banking Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 2.6B | 17.7B | 912M | 16.6B | (7.0B) | (6.6B) | |
| Free Cash Flow | 7.8B | 24.3B | 3.4B | 18.2B | 1.4B | 1.3B | |
| Depreciation | 2.7B | 2.7B | 2.8B | 2.4B | 2.9B | 1.6B | |
| Other Non Cash Items | 11.6B | 6.1B | 2.4B | (19.9B) | 1.3B | 693.7M | |
| Net Income | 4.4B | 1.2B | 6.9B | 6.9B | 7.5B | 7.9B | |
| End Period Cash Flow | 57.8B | 75.5B | 76.4B | 95.8B | 88.8B | 49.4B | |
| Dividends Paid | 2.3B | 453M | 877M | 1.5B | (1.7B) | (1.6B) | |
| Investments | (99M) | (2.2B) | (2.5B) | 510M | (9.8B) | (9.3B) | |
| Net Borrowings | (818M) | (3.9B) | (557M) | (1.4B) | (1.6B) | (1.7B) | |
| Change To Netincome | 13.1B | 6.0B | 3.6B | (18.5B) | (16.6B) | (15.8B) |
Lloyds Banking Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Lloyds Banking or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Lloyds Banking's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Lloyds stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.12 | |
β | Beta against Dow Jones | -0.19 | |
σ | Overall volatility | 1.57 | |
Ir | Information ratio | -0.17 |
Lloyds Banking Volatility Alert
Lloyds Banking Group exhibits very low volatility with skewness of -1.37 and kurtosis of 5.36. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Lloyds Banking's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Lloyds Banking's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Lloyds Banking Fundamentals Vs Peers
Comparing Lloyds Banking's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Lloyds Banking's direct or indirect competition across all of the common fundamentals between Lloyds Banking and the related equities. This way, we can detect undervalued stocks with similar characteristics as Lloyds Banking or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Lloyds Banking's fundamental indicators could also be used in its relative valuation, which is a method of valuing Lloyds Banking by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Lloyds Banking to competition |
| Fundamentals | Lloyds Banking | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0056 | -0.14 |
| Profit Margin | 0.27 % | (1.27) % |
| Operating Margin | 0.41 % | (5.51) % |
| Current Valuation | (168.94 B) | 16.62 B |
| Shares Outstanding | 60.6 B | 571.82 M |
| Shares Owned By Insiders | 0.18 % | 10.09 % |
| Shares Owned By Institutions | 52.64 % | 39.21 % |
| Price To Book | 0.70 X | 9.51 X |
| Price To Sales | 1.73 X | 11.42 X |
| Revenue | 18.41 B | 9.43 B |
| Gross Profit | 17.06 B | 27.38 B |
| EBITDA | 10.42 B | 3.9 B |
| Net Income | 7.5 B | 570.98 M |
| Total Debt | 93.67 B | 5.32 B |
| Book Value Per Share | 0.66 X | 1.93 K |
| Cash Flow From Operations | 6.81 B | 971.22 M |
| Earnings Per Share | 0.07 X | 3.12 X |
| Price To Earnings To Growth | 1.65 X | 4.89 X |
| Target Price | 64.65 | |
| Number Of Employees | 62.57 K | 18.84 K |
| Beta | 1.24 | -0.15 |
| Market Capitalization | 32.15 B | 19.03 B |
| Total Asset | 881.45 B | 29.47 B |
| Retained Earnings | 6.79 B | 9.33 B |
| Annual Yield | 0.05 % | |
| Net Asset | 881.45 B | |
| Last Dividend Paid | 0.029 |
Lloyds Banking Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Lloyds . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Lloyds Banking Buy or Sell Advice
When is the right time to buy or sell Lloyds Banking Group? Buying financial instruments such as Lloyds Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Lloyds Banking in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Additional Tools for Lloyds Stock Analysis
When running Lloyds Banking's price analysis, check to measure Lloyds Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lloyds Banking is operating at the current time. Most of Lloyds Banking's value examination focuses on studying past and present price action to predict the probability of Lloyds Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lloyds Banking's price. Additionally, you may evaluate how the addition of Lloyds Banking to your portfolios can decrease your overall portfolio volatility.