American Financial Financials

AFGE Stock  USD 19.79  0.09  0.46%   
Based on the analysis of American Financial's profitability, liquidity, and operating efficiency, American Financial Group is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in January. At present, American Financial's Property Plant And Equipment Net is projected to increase significantly based on the last few years of reporting. The current year's Net Debt is expected to grow to about 262.5 M, whereas Short and Long Term Debt Total is forecasted to decline to about 1.1 B. Key indicators impacting American Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.120.1143
Sufficiently Up
Slightly volatile
Return On Assets0.02180.0286
Way Down
Slightly volatile
Return On Equity0.210.2001
Sufficiently Up
Slightly volatile
Debt Equity Ratio0.260.3464
Way Down
Slightly volatile
Operating Income1.1 B1.2 B
Notably Down
Slightly volatile
Current Ratio13.3612.72
Sufficiently Up
Slightly volatile
Investors should never underestimate American Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor American Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in American Financial Group.

Net Income

894.6 Million

  
Understanding current and past American Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of American Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in American Financial's assets may result in an increase in income on the income statement.
Please note, the presentation of American Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, American Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of American Financial's management manipulating its earnings.

American Financial Stock Summary

American Financial competes with American Financial, American Financial, American Financial, Reinsurance Group, and Affiliated Managers. American Financial Group, Inc., through its subsidiaries, provides property and casualty insurance products in the United States. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio. American Financial is traded on New York Stock Exchange in USA.
Specialization
Financials, Insurance
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0259328641
CUSIP025932864
LocationOhio; U.S.A
Business Address301 East Fourth
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.afginc.com
Phone513 579 2121
CurrencyUSD - US Dollar

American Financial Key Financial Ratios

American Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets70.1B73.6B28.9B28.8B29.8B26.8B
Other Current Liab(814M)(807M)(920M)(1.0B)(1.2B)(1.1B)
Net Debt(841M)(847M)(167M)624M250M262.5M
Retained Earnings4.0B4.1B3.5B3.1B3.1B1.8B
Cash2.3B2.8B2.1B872M1.2B1.0B
Total Liab63.9B66.8B23.9B24.8B25.5B23.3B
Total Current Assets54.5B58.3B18.1B14.6B2.7B2.8B
Net Receivables5.7B12.3B5.6B886M7.1B7.5B
Other Current Assets6.4B3.6B5.5B917M961M1.0B
Intangible Assets250M210M352M354M522M567.4M
Accounts Payable814M807M920M1.0B1.2B1.0B

American Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense62M68M88M94M76M70.8M
Total Revenue8.2B7.9B6.6B7.0B7.5B4.6B
Gross Profit8.2B7.9B6.6B7.0B7.5B7.8B
Operating Income935M655M2.1B1.2B1.2B1.1B
Ebit935M427M1.4B1.2B1.1B1.2B
Ebitda1.2B726M1.6B1.3B1.2B689.0M
Income Before Tax1.1B848M1.3B1.1B1.1B693.5M
Net Income897M732M1.1B898M852M894.6M
Income Tax Expense239M127M254M225M221M136.5M

American Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash799M496M(679M)(1.3B)353M370.7M
Free Cash Flow2.5B1.8B1.6B1.1B2.0B2.1B
Depreciation259M299M187M100M78M143.8M
Other Non Cash Items542M779M(1.3B)(31M)7M6.7M
Dividends Paid444M334M2.4B1.2B(684M)(649.8M)
Capital Expenditures43M44M343M150M72M92.8M
Net Income869M721M2.0B898M852M894.6M
End Period Cash Flow2.3B2.8B2.1B872M1.2B929.2M

American Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining American Financial's current stock value. Our valuation model uses many indicators to compare American Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across American Financial competition to find correlations between indicators driving American Financial's intrinsic value. More Info.
American Financial Group is number one stock in price to earning category among its peers. It is rated second in revenue category among its peers totaling about  1,733,023,256  of Revenue per Price To Earning. At present, American Financial's Total Revenue is projected to increase significantly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value American Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

American Financial Systematic Risk

American Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. American Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on American Financial correlated with the market. If Beta is less than 0 American Financial generally moves in the opposite direction as compared to the market. If American Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one American Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of American Financial is generally in the same direction as the market. If Beta > 1 American Financial moves generally in the same direction as, but more than the movement of the benchmark.

About American Financial Financials

What exactly are American Financial Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include American Financial's income statement, its balance sheet, and the statement of cash flows. Potential American Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although American Financial investors may use each financial statement separately, they are all related. The changes in American Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on American Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in American Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various American Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of American Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(2.42)

At present, American Financial's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

American Financial December 1, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of American Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of American Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of American Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing American Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build American Financial's daily price indicators and compare them against related drivers.

Complementary Tools for American Stock analysis

When running American Financial's price analysis, check to measure American Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Financial is operating at the current time. Most of American Financial's value examination focuses on studying past and present price action to predict the probability of American Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Financial's price. Additionally, you may evaluate how the addition of American Financial to your portfolios can decrease your overall portfolio volatility.
Analyst Advice
Analyst recommendations and target price estimates broken down by several categories
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
USA ETFs
Find actively traded Exchange Traded Funds (ETF) in USA
Sync Your Broker
Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors.
Portfolio Volatility
Check portfolio volatility and analyze historical return density to properly model market risk
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation