BayCom Debt Ratio from 2010 to 2024

BCML Stock  USD 29.15  0.56  1.88%   
BayCom Corp Debt Ratio yearly trend continues to be quite stable with very little volatility. Debt Ratio may rise above 0.05 this year. From the period between 2010 and 2024, BayCom Corp, Debt Ratio regression line of its data series had standard deviation of  0.09 and standard deviation of  0.09. View All Fundamentals
 
Debt Ratio  
First Reported
2010-12-31
Previous Quarter
0.02838838
Current Value
0.0528
Quarterly Volatility
0.08769222
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check BayCom Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among BayCom Corp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2 M, Interest Expense of 29.9 M or Selling General Administrative of 44.8 M, as well as many indicators such as Price To Sales Ratio of 2.63, Dividend Yield of 0.0083 or PTB Ratio of 0.86. BayCom financial statements analysis is a perfect complement when working with BayCom Corp Valuation or Volatility modules.
  
Check out the analysis of BayCom Corp Correlation against competitors.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.

Latest BayCom Corp's Debt Ratio Growth Pattern

Below is the plot of the Debt Ratio of BayCom Corp over the last few years. It is BayCom Corp's Debt Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in BayCom Corp's overall financial position and show how it may be relating to other accounts over time.
Debt Ratio10 Years Trend
Slightly volatile
   Debt Ratio   
       Timeline  

BayCom Debt Ratio Regression Statistics

Arithmetic Mean0.04
Geometric Mean0.02
Coefficient Of Variation218.90
Mean Deviation0.04
Median0.01
Standard Deviation0.09
Sample Variance0.01
Range0.3483
R-Value(0.31)
Mean Square Error0.01
R-Squared0.09
Significance0.27
Slope(0.01)
Total Sum of Squares0.11

BayCom Debt Ratio History

2024 0.0528
2023 0.0284
2022 0.0287
2021 0.0306
2020 0.0405
2019 0.004133
2018 0.00552

Other Fundumenentals of BayCom Corp

BayCom Corp Debt Ratio component correlations

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0.990.060.960.870.990.00.910.98-0.030.810.780.790.980.940.94-0.73-0.530.930.930.830.950.850.47
0.120.060.280.180.12-0.56-0.150.190.110.490.1-0.360.170.030.060.08-0.31-0.140.210.570.230.160.26
0.960.960.280.840.96-0.120.790.99-0.070.830.740.610.960.880.89-0.67-0.680.820.90.910.940.840.6
0.90.870.180.840.90.10.90.86-0.160.890.70.730.840.920.91-0.81-0.220.860.880.770.890.650.46
1.00.990.120.960.90.030.890.98-0.080.840.750.80.980.920.93-0.77-0.510.920.930.850.940.80.44
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0.980.980.190.990.860.98-0.020.83-0.120.810.730.690.970.90.9-0.73-0.640.880.90.870.930.840.55
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0.830.810.490.830.890.84-0.230.760.810.130.760.540.830.830.85-0.57-0.30.740.880.930.910.640.42
0.760.780.10.740.70.75-0.330.810.730.270.760.590.80.850.9-0.34-0.230.80.860.730.870.670.54
0.80.79-0.360.610.730.80.340.870.69-0.050.540.590.750.750.75-0.74-0.110.890.710.440.690.530.0
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-0.76-0.730.08-0.67-0.81-0.77-0.47-0.71-0.730.58-0.57-0.34-0.74-0.66-0.69-0.650.27-0.73-0.59-0.49-0.61-0.49-0.23
-0.52-0.53-0.31-0.68-0.22-0.510.22-0.16-0.640.06-0.3-0.23-0.11-0.58-0.34-0.330.27-0.31-0.42-0.62-0.45-0.52-0.39
0.930.93-0.140.820.860.920.180.960.88-0.020.740.80.890.890.950.94-0.73-0.310.870.680.880.670.38
0.930.930.210.90.880.93-0.270.880.90.140.880.860.710.960.930.94-0.59-0.420.870.860.980.820.46
0.840.830.570.910.770.85-0.360.640.870.150.930.730.440.880.770.8-0.49-0.620.680.860.90.710.48
0.940.950.230.940.890.94-0.210.890.930.120.910.870.690.960.950.96-0.61-0.450.880.980.90.840.52
0.810.850.160.840.650.8-0.250.730.840.040.640.670.530.860.780.74-0.49-0.520.670.820.710.840.52
0.450.470.260.60.460.44-0.150.390.55-0.260.420.540.00.460.570.58-0.23-0.390.380.460.480.520.52
Click cells to compare fundamentals

About BayCom Corp Financial Statements

BayCom Corp investors utilize fundamental indicators, such as Debt Ratio, to predict how BayCom Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Debt Ratio 0.03  0.05 
Cash Flow To Debt Ratio 0.43  0.40 

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When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports:
Check out the analysis of BayCom Corp Correlation against competitors.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.
You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.4
Earnings Share
2.1
Revenue Per Share
8.446
Quarterly Revenue Growth
(0.06)
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BayCom Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.