Bayfirst Financial Company Leadership

BAFN Stock  USD 13.25  0.18  1.34%   
Bayfirst Financial's insiders are aggressively buying. The analysis of insiders' sentiment of trading Bayfirst Financial Corp stock suggests that virtually all insiders are extremely bullish at this time. Bayfirst Financial employs about 295 people. The company is managed by 11 executives with a total tenure of roughly 689 years, averaging almost 62.0 years of service per executive, having 26.82 employees per reported executive.

Bayfirst Financial's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-08-02Rhonda S TudorAcquired 100 @ 12.86View
2024-07-30Thomas Gerard ZernickAcquired 100 @ 13.1View
2024-05-24Thomas Gerard ZernickAcquired 200 @ 11.65View
2024-02-29Thomas Gerard ZernickAcquired 100 @ 14View
2023-12-08Scott Joseph MckimAcquired 100 @ 11.19View
2023-12-05Thomas Gerard ZernickAcquired 150 @ 11.54View
2023-11-29Scott Joseph MckimAcquired 100 @ 10.5View
Monitoring Bayfirst Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Bayfirst Financial Management Team Effectiveness

As of the 29th of November 2024, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.02. At this time, Bayfirst Financial's Return On Assets are very stable compared to the past year. Bayfirst Financial's management efficiency ratios could be used to measure how well Bayfirst Financial manages its routine affairs as well as how well it operates its assets and liabilities.
As of the 29th of November 2024, Common Stock Shares Outstanding is likely to grow to about 4.8 M, though Net Loss is likely to grow to (1 M).

Bayfirst Financial Workforce Comparison

Bayfirst Financial Corp is rated fourth in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 2,767. Bayfirst Financial retains roughly 295 in number of employees claiming about 11% of equities under Financials industry.
The company has Profit Margin (PM) of 0.06 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.1 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.1.

Bayfirst Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bayfirst Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bayfirst Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Bayfirst Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
9.0
9
1
 1,226 
 1,073 
2024-03-01
4.0
40
10
 20,004 
 3,378 
2023-09-01
39.0
39
1
 3,700 
 0.00 
2023-03-01
8.4
42
5
 28,677 
 979.00 
2022-12-01
8.5
34
4
 3,914 
 9,260 
2022-09-01
32.0
32
1
 4,572 
 1,746 
2022-06-01
40.0
40
1
 5,606 
 197.00 
2022-03-01
7.4286
52
7
 26,393 
 8,128 
2021-12-01
0.3514
26
74
 3,345 
 269,120 

Bayfirst Financial Notable Stakeholders

A Bayfirst Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Bayfirst Financial often face trade-offs trying to please all of them. Bayfirst Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Bayfirst Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Thomas ZernickCEO DirectorProfile
Brandi JaberPresident DivisionProfile
Robin OliverPresident COOProfile
Scott McKimExecutive CFOProfile
John MacalusoExecutive CTOProfile
Thomas QualeMarket VPProfile
Lewis BennerExecutive OfficerProfile
Rhonda CPAPrincipal OfficerProfile
Anthony JDCEO DirectorProfile
Matthew LuckeyChief VPProfile
Brian GreenVP BankProfile

About Bayfirst Financial Management Performance

The success or failure of an entity such as Bayfirst Financial Corp often depends on how effective the management is. Bayfirst Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Bayfirst management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Bayfirst management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.06  0.10 

Bayfirst Financial Workforce Analysis

Traditionally, organizations such as Bayfirst Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Bayfirst Financial within its industry.

Bayfirst Financial Manpower Efficiency

Return on Bayfirst Financial Manpower

Revenue Per Employee256.7K
Revenue Per Executive6.9M
Net Income Per Employee20.1K
Net Income Per Executive537.7K
When determining whether Bayfirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bayfirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bayfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bayfirst Financial Corp Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.56)
Dividend Share
0.32
Earnings Share
0.74
Revenue Per Share
30.056
Quarterly Revenue Growth
(0.07)
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.